Welcome to Destiny Wealth Partners

Welcome to Destiny Wealth Partners

Destiny Wealth Partners is a Registered Investment Advisor (RIA) founded by 30+ Year Financial Veteran Thomas H. Ruggie, CHFC®, CFP®.

Conducting business as Destiny Family Office, Ruggie Wealth Management and Nichols Wealth Partners, the Florida-based firm, manages more than $1B in assets, and provides wealth management, consulting, financial, and retirement planning services to exceptional entrepreneurs, executives, families and foundations, as well as access to alternative, direct and co-investment investment and family office opportunities to qualified investors.

We are committed to helping create opportunities for our clients to overcome the complexity that arises in both their personal and business financial situations as they pursue their highest Destiny.

1991

Tom Ruggie Begins His
Financial Advisory Career

Tom started his financial advisory career at HL Financial.

1991

1995

Founding of Ruggie Wealth Management

Tom Ruggie establishes Ruggie Wealth Management in Central Florida, laying the foundation for a client-focused wealth management firm. 

1995

2009

Recognized on Barron’s
Top 1,000 Financial Advisors

Tom Ruggie is recognized for the first time by Barron’s on
their Top 1,000 Financial Advisors list.

2009

2011

Recognized as one of the Top 100 Wealth Managers by Advisor One magazine
2011

2013

Recognized for a second time on
Barron’s Top 1,000 Financial Advisors
2013

2014

Destiny Wealth Partners Established
2014

2015

Recognized on Barron’s
Top 1,200 Financial Advisors

Since being recognized, Tom has earned a spot on this Barron’s list each consecutive year to date (2015-2024).

2015

2016

Founding of Destiny Family Office
2016

2017

Rob Clark Joins as Managing Partner

Rob Clark joins Destiny Wealth Partners as Managing Partner and President of Ruggie Wealth Management.

2017

2018

Audrey Ralicki named Managing Partner

Audrey Ralicki, who has worked for the firm since 2011, is named Managing Partner for Destiny Wealth Partners.

2018
Recognized by Forbes on their
Best-in-State Wealth Advisor list

Since being recognized, Tom has earned a spot on this Forbes list each consecutive year to date (2018-2024).

2020

Destiny Alternative Fund I is Established
2020

2021

Launch of Destiny Private Trust

Destiny Wealth Partners launches Destiny Private Trust, a Trust Representative Office of National Advisors Trust Company (NATC), the largest advisor-owned, independent trust company in the nation, to provide comprehensive, personalized trust services to clients.

2021
Strengthening Our Team

Destiny Wealth Partners proudly names Morgan Hatfield, Carol Mulcahy, Jorge Romero, and Lou Shinaman as new Partners.

Destiny Alternative Fund II and
Co-Investment Fund is Established

2023

Nichols Wealth Partners joins
Destiny Wealth Partners

Nichols Wealth Partners, a Boca Raton-based RIA led by Managing Partner and Senior Wealth Advisor Chris Nichols, joins the Destiny Wealth Partners Family. 

2023
Achieved Over $1B in Managed Assets

Only July 13th 2023, Destiny Wealth Partners reached an incredible milestone of managing over $1B in assets. 

Destiny Wealth Partners ranked among
the 75 Fastest-Growing Fee-Only RIAs by InvestmentNews
Destiny Wealth Partners recognized among Forbes 250 Fastest-Growing RIA Firms

2024

Destiny Wealth Partners Named “RIA Team of the Year (10 or more advisors)” at the InvestmentNews Awards 2024
2024
Tom Ruggie Named #1 Best-in-State Wealth Advisor in North Florida by Forbes
Destiny Target Outcome Fund is Established

Rankings &
Recognitions

Destiny Wealth Partners’ dedication to excellence has earned us recognition from several prestigious industry sources. 

For additional information on our rankings and recognitions, please visit our disclosures page

Rankings & Recognitions

Destiny Wealth Partners’ dedication to excellence has earned us recognition from several prestigious industry sources. 

Rankings &
Recognitions

Destiny Wealth Partners’ dedication to excellence has earned us recognition from several prestigious industry sources. 

For additional information on our rankings and recognitions, please visit our disclosures page

For additional information on our rankings and recognitions, please visit our disclosures page